Suspended License Insurance
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State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.

50 states available

Alabama cityscape and street view
Alabama Suspended License Insurance & SR-22 CostsAlabama requires 25/50/25 minimum liability with SR-22 for DUI and violation suspensions. Reinstatement costs $180–$285/mo. Non-owner policies from $40/mo.→
Alaska cityscape and street view
Alaska License Reinstatement & SR-22 RequirementsAlaska requires $100 reinstatement fee plus 50/100/25 liability coverage. SR-22 needed for DUI (3 years), points, reckless driving. Non-owner options available.→
Arizona cityscape and street view
Arizona SR-22 & License Reinstatement RequirementsArizona requires 25/50/15 minimum coverage and 3-year SR-22 filing for DUI. Reinstatement fees $10–$50. Non-owner policies from $35/mo.→
Arkansas cityscape and street view
Arkansas License Reinstatement & SR-22 RequirementsArkansas requires 25/50/25 liability coverage and $150 reinstatement fee. SR-22 filing needed for DUI and specific violations. Check eligibility now.→
California cityscape and street view
California Suspended License Insurance & ReinstatementCalifornia requires 15/30/5 liability and SR-22 for most suspensions. Reinstatement costs $55 plus proof of continuous coverage. Get rates and requirements.→
Colorado cityscape and street view
Colorado SR-22 & Reinstatement Requirements | Cost GuideColorado requires 25/50/15 minimum liability and 3-year SR-22 filing for DUI, points, uninsured driving. Reinstatement fee $95. Non-owner SR-22 from $35/mo.→
Connecticut cityscape and street view
CT Suspended License Insurance & SR-22 RequirementsConnecticut requires 25/50/25 coverage and 3-year SR-22 filing for DUI and violation suspensions. Reinstatement fee: $175. Non-owner policies: $40–$80/mo.→
Delaware cityscape and street view
Delaware Suspended License Insurance & ReinstatementDelaware requires 25/50/10 minimum coverage and SR-22 filing for DUI/uninsured suspensions. Compare reinstatement costs, non-owner policies, and hardship licenses.→
Florida cityscape and street view
Florida Suspended License Insurance & ReinstatementFlorida requires SR-22 or FR-44 filing for DUI and lapsed insurance suspensions. Reinstatement fees range $45–$500. Non-owner policies start at $25/mo.→
Georgia cityscape and street view
Georgia Auto Insurance Rates & SR-22 ReinstatementGeorgia requires 25/50/25 minimum coverage. SR-22 filing costs $25–$50 plus violation surcharge. License reinstatement fee is $210 with 3-year SR-22 requirement.→
Hawaii cityscape and street view
Hawaii Suspended License Insurance & ReinstatementHawaii requires 20/40/10 coverage and SR-22 for DUI suspensions. Reinstatement fees run $75–$200. Non-owner policies available for drivers without vehicles.→
Idaho cityscape and street view
Idaho SR-22 & Suspended License Reinstatement GuideIdaho requires 25/50/15 minimum liability and 3-year SR-22 filing for DUI reinstatement. $285 reinstatement fee. Non-owner SR-22 available without vehicle.→
Illinois cityscape and street view
Illinois SR-22 & Suspended License Reinstatement GuideIllinois requires 25/50/20 minimum coverage and 3-year SR-22 filing for most reinstatements. Compare rates, hardship permits, and non-owner options.→
Indiana cityscape and street view
Indiana Suspended License Insurance & ReinstatementIndiana requires 25/50/25 liability and SR-22 filing for most suspensions. Reinstatement costs $250. Suspended drivers pay $180–$280/mo.→
Iowa cityscape and street view
Iowa Suspended License Insurance: SR-22 & ReinstatementIowa requires 20/40/15 minimum liability and SR-22 filing for violation-based suspensions. Non-owner policies available $45–$70/mo. $200 reinstatement fee.→
Kansas cityscape and street view
Kansas Suspended License Reinstatement & SR-22 CostsKansas requires 25/50/25 minimum liability and SR-22 filing for DUI suspensions. Reinstatement costs $500–$2,500 total. Non-owner policies available at $30–$60/month.→
Kentucky cityscape and street view
Kentucky SR-22 & Suspended License Reinstatement CostsKentucky requires 25/50/25 minimum coverage. SR-22 filing costs $25–$50/year plus 50–150% higher premiums. Hardship licenses available after minimum suspension period.→
Louisiana cityscape and street view
Louisiana Suspended License Insurance & ReinstatementLouisiana requires 15/30/25 minimum coverage for reinstatement. SR-22 mandatory for DUI (3 years). Hardship licenses available. Fees: $75–$200.→
Maine cityscape and street view
Maine Suspended License Insurance & ReinstatementMaine requires 50/100/25 liability and 3-year SR-22 for OUI. Get non-owner policies from $40/mo. Reinstatement fees: $50–$250 depending on violation.→
Maryland cityscape and street view
Maryland Suspended License Insurance & ReinstatementMaryland requires 30/60/15 liability and SR-22 filing for most suspended licenses. Reinstatement fees: $50–$130. Non-owner policies: $30–$60/mo.→
Massachusetts cityscape and street view
Massachusetts SR-22 & Suspended License ReinstatementMassachusetts requires 20/40/5 liability plus PIP and SR-22 for DUI reinstatement. Fees range $100–$1,200. Hardship licenses available for work/school.→
Michigan cityscape and street view
Michigan Suspended License Insurance & ReinstatementMichigan requires 20/40/10 liability plus PIP during suspension. Non-owner SR-22 policies cost $180–$285/mo. Reinstatement requires $125 fee and 3-year filing.→
Mississippi cityscape and street view
Mississippi SR-22 & Suspended License Insurance Cost GuideMississippi requires 25/50/25 coverage and 3-year SR-22 filing for most suspensions. Reinstatement costs $100. Non-owner policies start at $30/mo.→
Missouri cityscape and street view
Missouri SR-22 & Suspended License Reinstatement GuideMissouri requires 25/50/25 minimum coverage. SR-22 mandatory for DUI, point suspensions. Non-owner policies start at $25/mo. Reinstatement steps.→
Minnesota cityscape and street view
MN License Reinstatement & SR-22 Cost GuideMinnesota suspended license reinstatement requires 30/60/10 coverage, $30–$680 fees. SR-22 filing mandatory for DUI, not all suspensions. Non-owner policies $30–$65/mo.→
Montana cityscape and street view
Montana License Reinstatement & SR-22 RequirementsMontana requires 25/50/20 minimum coverage and 3-year SR-22 filing for DUI suspensions. Reinstatement costs $100–$200 plus insurance. Non-owner policies available.→
North Carolina cityscape and street view
NC Suspended License: Reinstatement & SR-22 RequirementsNorth Carolina requires 30/60/25 coverage and SR-22 for DWI, DWLR suspensions. Reinstatement fees: $65–$130. Learn hardship license options and non-owner policies.→
Nebraska cityscape and street view
Nebraska SR-22 & Suspended License Reinstatement GuideNebraska requires 25/50/25 liability and 3-year SR-22 filing for DUI reinstatement. Learn exact requirements, costs, and hardship permit options.→
Nevada cityscape and street view
Nevada SR-22 & License Reinstatement Cost GuideNevada requires 25/50/20 liability and 3-year SR-22 filing for DUI reinstatement. Costs range $700–$1,200/year. Hardship license details and non-owner options.→
New Hampshire cityscape and street view
New Hampshire SR-22 & License Reinstatement InsuranceNew Hampshire doesn't require insurance—unless your license is suspended. SR-22 non-owner policies start at $40–$75/mo. Get reinstated fast.→
New Mexico cityscape and street view
New Mexico Suspended License Insurance RequirementsNew Mexico requires 25/50/10 liability and 3-year SR-22 filing for DUI/DWI reinstatement. Get hardship license options, non-owner policies, and exact MVD fees.→
New York cityscape and street view
New York Suspended License Insurance & FS-1 RequirementsNew York requires FS-1 filing for DUI and major violations. Understand reinstatement steps, conditional license options, and non-owner policy costs.→
New Jersey cityscape and street view
NJ Suspended License Insurance & Reinstatement GuideNew Jersey requires $100 restoration fee, proof of insurance, and SR-22 for DUI. No hardship license available. Non-owner policies start $100/mo.→
North Dakota cityscape and street view
North Dakota Suspended License Insurance & ReinstatementNorth Dakota requires 25/50/25 minimum coverage. SR-22 costs $25–$50 to file plus $150–$220/mo for suspended drivers. Learn reinstatement steps and hardship license options.→
Ohio cityscape and street view
Ohio Suspended License & SR-22 Reinstatement GuideOhio requires 25/50/25 minimum liability and 3-year SR-22 filing for DUI/violation suspensions. Reinstatement fees: $40–$660. Compare rates: $140–$220/mo.→
Oklahoma cityscape and street view
Oklahoma SR-22 Costs & License Reinstatement StepsOklahoma requires 25/50/25 minimum coverage and SR-22 filing for DUI and uninsured driving. Reinstatement costs $50 plus insurance. Non-owner policies available.→
Oregon cityscape and street view
Oregon Suspended License Insurance & SR-22 RequirementsOregon requires 25/50/20 liability and 3-year SR-22 filing for DUI reinstatement. Suspended drivers pay $150–$220/mo. Reinstatement fees: $75–$175.→
Pennsylvania cityscape and street view
Pennsylvania License Reinstatement & SR-22 Cost GuidePennsylvania requires 15/30/5 minimum coverage and electronic SR-22 reporting for DUI reinstatement. Fees: $25–$100. Non-owner policies: $35–$65/mo.→
Rhode Island cityscape and street view
Rhode Island Suspended License SR-22 & Reinstatement GuideRhode Island requires 25/50/25 coverage and SR-22 for DUI reinstatement. $175 fee, 3-year filing, no hardship license. Non-owner policies $35–$65/mo.→
South Carolina cityscape and street view
SC License Reinstatement & SR-22 RequirementsSouth Carolina suspended license reinstatement requires 25/50/25 liability, $100 DMV fee, and 3-year SR-22 for DUI. Non-owner policies available $30–$180/mo.→
South Dakota cityscape and street view
South Dakota License Reinstatement & SR-22 RequirementsSouth Dakota requires 25/50/25 minimum coverage and 3-year SR-22 filing for DUI suspensions. Reinstatement fees: $100–$400. Non-owner SR-22: $30–$60/mo.→
Tennessee cityscape and street view
Tennessee Suspended License Insurance Guide & SR-22 CostsTennessee requires 25/50/25 liability and 3-year SR-22 filing for most suspensions. Reinstatement fees: $75–$250. Monthly SR-22 rates: $90–$180.→
Texas cityscape and street view
Texas Suspended License SR-22 & Reinstatement GuideTexas requires 30/60/25 minimum coverage and SR-22 filing for DUI suspensions. Reinstatement fees: $100–$225. Occupational licenses available.→
Utah cityscape and street view
Utah Suspended License Reinstatement & SR-22 RequirementsUtah requires 25/65/15 minimum coverage and SR-22 for DUI reinstatement. Fees range $65–$420. Hardship permits available after 30 days for first DUI.→
Vermont cityscape and street view
Vermont SR-22 & License Reinstatement RequirementsVermont requires 25/50/10 minimum coverage and 3-year SR-22 filing after DUI or major violations. Reinstatement fee: $146. Non-owner SR-22: $86–$104/mo.→
Virginia cityscape and street view
Virginia Suspended License Reinstatement & SR-22 GuideVirginia requires 25/50/20 liability and 3-year SR-22 filing for DUI, reckless driving, and point suspensions. Reinstatement costs $145–$250 plus insurance.→
Washington cityscape and street view
Washington SR-22 & Suspended License Insurance CostsWashington requires 25/50/10 minimum coverage and SR-22 filing for most suspensions. Non-owner policies from $35/mo. Get reinstatement requirements.→
West Virginia cityscape and street view
West Virginia Suspended License Insurance & SR-22 GuideWest Virginia requires 25/50/25 minimum coverage and SR-22 for DUI suspensions. Reinstatement fees start at $50. Get requirements, costs, and hardship license options.→
Wisconsin cityscape and street view
Wisconsin Suspended License Insurance & ReinstatementWisconsin requires 25/50/10 minimum liability and SR-22 filing for most suspensions. Reinstatement fees: $60 base plus $200 OWI surcharge. Occupational licenses available.→
Wyoming cityscape and street view
Wyoming SR-22 & Suspended License Reinstatement CostsWyoming requires 25/50/20 liability + SR-22 for DUI suspensions. Reinstatement fees start at $200. Non-owner SR-22 costs $35–$65/mo.→