How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is not insurance — it's a certificate filed by your insurer proving you carry state-minimum liability coverage. 46 states require SR-22 filings for DUI convictions, with filing periods typically lasting 3 years.
Non-Owner SR-22
Non-owner SR-22 policies provide liability coverage without requiring vehicle ownership, satisfying reinstatement requirements in states where you must maintain insurance during suspension. Premiums average 40-60% less than standard SR-22 policies with a vehicle.
Liability Insurance
State-minimum liability coverage satisfies most reinstatement requirements and SR-22 filings. Minimum required limits range from 25/50/25 in California to 50/100/25 in Maine.
Non-Standard Auto Insurance
Non-standard carriers specialize in insuring drivers with suspensions, DUIs, or multiple violations who cannot obtain coverage from standard insurers. These policies typically cost 2-3x standard rates but provide required SR-22 filing capability.
Uninsured Motorist Coverage
Required in 20 states and recommended for high-risk drivers who may encounter uninsured motorists. Minimum UM limits must match your liability limits in states where it's mandatory.
